Pension choices

The standard age for retirement in our pension fund is 68.

Before you retire you can make a number of choices. You have the following options:

• you can receive your pension earlier
• you can wholly or partly exchange the right to a partner's pension for more retirement pension
• you can exchange part of your retirement pension for more partner’s pension
• you can start by receiving a higher pension benefit and afterwards receive a lower pension for the rest of your life or the other way around.

What should you do?

• If you are going to retire at 68 you don't have to arrange anything in advance. You will receive more information from us 6 months before your retirement date. That will clearly explain how to apply for your pension.
• Do you want to retire on another date? You can choose to retire early.

Your pension and the changes to state old age pension (AOW)
In addition to your pension from J & J Pension Fund OFP you will also receive a state pension. The state pension age is going up step-by-step. For more information, go to SVB.nl.